Materials up-front check
Type in your quote price, your materials and parts cost, the deposit you plan to take, and the days between paying your supplier and being paid by the client, and see your own cash in the job. Updates live as you type. No signup, nothing saved, nothing sent anywhere.
This tool runs entirely in your browser. We never receive the client names and amounts you type. We never store them. They are gone when you close the tab. Why we can say that →
Materials up-front check calculator
Everything you’re buying in for this job — parts, fixtures, anything from a supplier.
What you’ll collect from the client before you order, if anything.
From the day the supplier’s invoice is due to the day the client’s payment clears.
What you paid the supplier that the deposit doesn’t cover.
Want the three ways to buy materials, and what changes with each? Read who buys the materials. Need the exact wording? See the materials and parts scripts, or all free tools.
Why materials cash is different from profit
Every other calculator on this site works out a price or a profit. This one works out something else — how much of your own money is sitting in a job’s materials, and for how long, before the client’s payment lands. A small materials share can still be a real amount of your own cash if the wait before payment runs long.
The deposit is what closes the gap
A deposit that at least covers the materials means a supplier bill never has to come out of your own pocket. The “deposit that would cover materials in full” figure above is the number to ask for if avoiding the wait is the goal — see deposits and progress invoices for how to ask.
Deciding who buys the materials in the first place — you, the client, or an allowance — changes this whole calculation. Who buys the materials covers all three.
Want the materials number sitting with the job?
BizBinder doesn’t track your supplier, your delivery, or your lead time — that’s still yours to manage. What it does is keep the materials cost on the job record next to the price and the invoice, so the numbers above start from the real job, not a guess.
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A person reads every request. You will hear from us within one business day.
- 01 A person reads your note — not a queue.
- 02 You get an invite as spots open.
- 03 Your admin starts filing itself.
The free library is open while you wait. Nothing in it needs an account.
- guide What to put on an invoice so you actually get paid Seven fields prevent most late payments before you send a reminder.
- tool Free Invoice Generator Fill in your business and client details and add line items. A clean invoice builds as you type. Then download it as a PDF.
- printable Job sheet — the printable work order for on-site jobs One blank page, ready to print. It has client and job details at the top. A table shows what you did and how long it took. A signature line closes the job before you leave site.